The mayor of Calvià signs an agreement with the president of MicroBank by whom credits will be facilitated to entrepreneurs by resources limited to foment the creation of new companies in the municipality

Micro credits for entrepreneurs of Calvià.

 

The mayor of the Town hall of Calvià, Carlos Delgado, and the president of MicroBank, Josep Francesc de Conrado, have signed today an agreement of collaboration for the micro credit funding for the users of the service of advice for entrepreneurs of the IFOC. This agreement, will facilitate the operations of lending (borrowing) of quantities up to (even) 15.000 €, and will support and foment the creation of managerial projects with enterprising character that have difficulties to access the traditional credit system.


MicroBank, who has financed more than 25.000 projects since the beginning of September, 2007, assists any persons with few economic limited resources and to entities of the third sector, with the aim of creating productive activity, personal development and the creation of employment.


MicroBank is present in the principal forums of micro finance of Spain and Europe,amongst them the European Micro finance Network.



The Calvià Institute of Traing and Occupation (IFOC) offers services for the citizens of the municipality in search of work, formation (training) and advice for self employment, as well as an advisory service for the improvement and consolidation of companies.


From the entrepreneurs' area, in 2008 IFOC has provided advice for 163 entrepreneurs' projects, from which already there have been created 35 new companies that have generated 52 working places, fundamentally of the sector I trade and activities related to the science of navigation, administrative services, of maintenance of infrastructures and gardens, and personnel's (therapeutic and welfare).



The project advice that offers the service of self employment of the IFOC includes all they stages of development of the idea of the entrepreneur. This way, the principal questions raised by these users of the IFOC have been the following ones:

  • 28,5 %: Helps and economic subsidies.
  • 23,7 %: administrative Steps for the entrepreneurship.
  • 20,7 %: Advice for the production(elaboration) of the business plan and analysis of the viability of the project.
  • 11 %: Formation on topics related to the business management

The residents of Calvià who wish to use the services for entrepreneurs simply have to call the IFOC and request an appointment with a self employment adviser.